Wells Fargo
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Wells Fargo
Wells Fargo Bank
My original thinking about Wells Fargo Bank's Action
In the past I was thinking that, the mutual relationship between the Wells Fargo Bank and mining companies is just very healthy for favorable economic growth. As I perceived it, the Wells Fargo Bank was really helping the mining companies to raise enough money so enhance their efficient exploitation of minerals on mountain tops. By lending out money, the Wells Fargo Bank would in return make huge volumes of profits from the interests accrued. According to my thinking previously, I did not see anything wrong with that relationship between Wells Fargo Bank and the mining companies.
Actually, I though the act of offering of financial assistance to the mining industries by the Wells Fargo Bank was promoting the development of industrial sector, which in return would enhance overall economic growth and development in the country. It is important to note that, the act of the Wells Fargo Bank of giving loans to the mining companies would be promoting employment opportunities in the country; since the mining companies would be able to employ more people. By so doing, this relationship would be promoting employment in the country.
My thinking about the bank after read the books and power-points from lectures
However, such act of the Wells Fargo Bank of offering the mining companies has been analyzed to be an eminent as it has been found to be environmentally destructive. It is important to note that, one of the most important aspects of a business corporation which considers ethics is to promote those projects in the society which are friendly to the general environment. On this consideration therefore, various financial institutions should analyze the various business opportunities presented to them by their loanees in order to evaluate them on the basis of their impact on the environment. In this regard, it would be more appropriate for the Wells Fargo bank to consider the effect of the loans issued to the various mining companies. More specifically, the Wells Fargo Bank should not be profit driven only, but should be considerate of impacts the projects it is funding.
Basically, considering the role of business corporations in the society, the Wells Fargo Bank should not have been funding the mining companies. This is on the basis that, it would be playing a role in helping these mining companies to degrade the environment. On this consideration, the Wells Fargo Bank should not have been funding the mining companies on their exploitation activities on mountains. By making such funding to the mining corporations, the Wells Fargo Bank would be promoting the depletion of the mountain peaks indirectly. By so doing, the Wells Fargo Bank would be promoting unethical dealings in the society as the depletion of the mountain tops would be damaging the environment.
Though the Wells Fargo Bank is entitled to being responsible to promoting various development projects in the society, it should further consider the effects of such projects in the overall environment. In spite of the government relying on the availability of many companies in the society which act as its ultimate source of funding through tax, some projects in the society should not be funded. Basically, through funding these mining companies, the Wells Fargo would be promoting environmental depletion would be against the corporation's role of environmental consciousness. On this basis, the act of funding the mining corporations by the Wells Fargo Bank can be descried as an unethical deal; since through the funding of the mining companies by wells Fargo Bank would be environmentally destructive.
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Why does wells fargo run my credit report, when I cash a personal check drawn on them?
I don't bank with wells fargo, but I cash my child support checks twice a month. Every time they send me me to see a personal banker to verify the funds while their they run my personal info.
If you don't have an account with them, and the check is bad, then they are out the money unless they get it back from you. If you had an account there, they could take the money from your account; with no account, they have to make sure you are you and that they can find you if the check is noncollectable.
You may want to consider opening an account with Wells Fargo or to cash checks at a bank where you have an account.
Wells Fargo Flash Mob -- Times Square